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How we work

Every transaction follows the same sequence. The order is deliberate: verification precedes contracting, and nothing is committed before allocation and payment are both confirmed.


01

Origination

We establish the buyer's requirement — product, specification, volume, delivery basis, schedule and payment instrument — and confirm allocation against it. Indicative terms are issued only once allocation is confirmed and priced.

02

Counterparty verification

Identity, corporate standing, beneficial ownership and authority to sell or purchase are verified. Allocation, refinery or supply credentials are checked at source wherever they can be. Sanctions and adverse media screening is completed on all parties and, in commodity transactions, on vessels and origin.

03

Contracting

ANF concludes the sale contract with the buyer in its own name, as seller. Its allocation is secured on terms that support that contract, so that what ANF owes the buyer is matched by what ANF holds.

04

Risk and payment structuring

Price exposure is matched or hedged. The buyer's credit is established and checked for workability before ANF commits product against it. Cargo insurance is bound and credit support obtained where the risk requires it.

05

Execution and coordination

Vessel nomination, loading, independent inspection at load and discharge, documentation, title transfer and the sequencing of conditions precedent — with a single point of contact across time zones until the cargo is delivered.

06

Settlement and continuity

The sale is settled and reconciled against contract terms, quantity and quality certificates and final pricing. Records are retained, and buyer relationships are managed toward term contracts and repeat liftings.

Where ANF facilitates instead

Stages 01, 02 and 06 apply unchanged. Stages 03 to 05 differ: the written agreement is executed before identities are disclosed, the parties then contract directly with one another, and ANF supports rather than assumes the commercial obligations.

The order is the control

No indicative terms before allocation is confirmed and priced. No contract before verification is complete. No product committed before the buyer’s instrument is checked for workability. Each stage exists to make the next one safe.